Posts filed under 'Finance :: Wealth-Building'
Just started a new job that uses
SEP IRA Retirement Plans instead of a 401k plan. Looks like I have some research to do, now, as I haven’t the slightest idea how SEP IRAs work.
In particular, I need to know more about Sar Sep Accounts. There’s some decent stuff on the net about it, but it’s hard to stay focused on it. This stuff is just so dry and dull.
I’m hoping I’ll be able to set things up once and be done with it. Use dollar-cost averaging to smooth things out over time.
Until next time.
September 7th, 2008
Bank of America stinks, just so you know. I’ve been using them for years just because they have ATMs all over town, but now I’m checking out online checking accounts. There are much better deals to be had there. I mean with the rates most big banks pay you, you’re not even keeping up with the huge rate of inflation in this country. Not even close. You’re actually losing money in real terms. Not exactly the sort of reward you’d like to get for saving. I poked around the net, and settled on wilmington trust direct as the best option out there. They pay great rates, and don’t charge those ridiculous fees. Who cares if the big banks have more ATMs when they will refund your ATM fees from any other Bank? Now I can use any ATM in town. If you’re not earning a good return, you might want to check them out as well. Until next time.
August 17th, 2008
So the new job offers employees
SEP IRA Plans for retirement. I have no idea how they work. They look a bit more flexible than 401ks at first glance, but I don’t know for sure.
I’ve been digging around the net trying to learn more about
Sep Retirement so I can make the right decisions, but I’m a bit clueless when it comes to finance, so it’s been slow going.
At least I’ll save some money on taxes. That bite the government takes out of my paycheck just keeps getting more and more painful every year.
Maybe your comments will help settle it.
August 15th, 2008
I’ve been noticing a new crop of companies focusing on Selling Structured Settlements these kinds of services can provide value for people who need a lump-sum of cash right away, but folks should read the fine print carefully.
I’ve been trying to learn more about
Structured Settlement Funding, but the trouble is that it’s hard to find unbiased information. Most folks offering information are buyers or brokers, who obviously have their own agenda.
I’ll keep the research going, of course, but at the end of the day, I’m just going to have to make a decision at some point.
Your comments are welcome as always.
July 31st, 2008
The prospects of
Structured Settlement Sales are interesting, but the trouble is that the buyers most often offer far less than you’d receive if you held onto your settlement.
I’ve been trying to learn more about
Structured Settlement Payout, but the trouble is that it’s hard to find unbiased information. Most folks offering information are buyers or brokers, who obviously have their own agenda.
I’ll keep the research going, of course, but at the end of the day, I’m just going to have to make a decision at some point.
Until next time.
July 26th, 2008
I’ve been looking into
Selling Structured Settlements lately. The trouble with these deals is they almost always heavily favor the buyer.
I’ve been trying to learn more about
Selling Structured Settlements, but the trouble is that it’s hard to find unbiased information. Most folks offering information are buyers or brokers, who obviously have their own agenda.
Hopefully I’ll be able to make the right choice when the time comes, but right now I’m frustrated.
Your comments are welcome as always.
July 25th, 2008
I’m checking into
International Banking online today. I think it’s past time to consider the options for getting out of the Dollar.
Given the growing potential for a collapse in the currency, I’m thinking that it would be good to learn more about
International Bank Transfer services.
The worst case is that the dollar recovers, and my other holdings bounce back.
Ok - that’s it for today.
June 10th, 2008
Learned today that my employer offers
SEP IRA Plans instead of 401ks. I know nothing about them. Time to do some research.
I’ve been digging around the net trying to learn more about
How To Set Up A Sep Ira so I can make the right decisions, but I’m a bit clueless when it comes to finance, so it’s been slow going.
I’m hoping I’ll be able to set things up once and be done with it. Use dollar-cost averaging to smooth things out over time.
May 20th, 2008
I’ve been banking at Wells Fargo for years, but I’m fed up with the lousy rates they pay for their deposit accounts. I’ve decided to look into online checking accounts instead. There are much better deals to be had there, It’s your money, after all, and the banks make money off it just by virtue of having it. It hardly seems right that they would nickel and dime you to death with fees on top of it. Check out WaMu Online Banking for example. Their rates are way higher than anything you can get at the big corporate banks. And banking online is easier than dealing with lines at tellers anyway. I know some people have issues with not being able to meet their bankers in person, but honestly I don’t really care about that. You might want to look into the benefits of online banking yourself.
May 6th, 2008
With budget software, you don’t have to be a financial experts to have your balance right. I have personally been using Quicken for the past few months and I can admit that just now, after so many years, do I really know where all my money is going and I’m prepared for all upcoming bills. Of course, I still understand the whole concept of budgeting but having Quicken has been a tool that has motivated me to get things in the right order, put things in perspective and try to really look ahead. You will get control over your spending and finally have an idea where the money is going.
January 28th, 2008
Nowadays the whole world seems to be caught in the asset protection fever. With increase in investment opportunities people has the capacity to possess more and more properties. Thus asset protection becomes extremely essential in the current times. California Asset Protection laws takes care of the worries and anxiety of almost all the people like businessmen, negotiators, entrepreneurs, creators, designers and many other. Nobody would ever like to give away his assets to some other entity. As such it is important for any one to do asset protection planning in advance.
January 14th, 2008